Is it too utopian to suggest there's merit in a business plan or a non-profit pursuing a good housekeeping seal of approval-like business for consumer-oriented finance vendors (banks, credit cards, mortgages, etc). The seal being an indication that finance products are clear and easy to understand.
Second idea - can we create a nation wide financial literacy volunteer program? Occupy Wall Street has highlighted some of the gaps in understanding of basic tenets of finance? i.e., How a loan works, What is a loan, Why a budget is important